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The leading cryptocurrency routinely experiences significant price fluctuations; following a record price of over $16,000 per bitcoin in December 2017, the price plummeted. Bitcoin recovered somewhat in 2019, but as of June 2020, it remains priced at almost half of that record value.3 Worse, pessimists would likely argue that the hype surrounding bitcoin and digital currencies as a revolutionary new form of currency has so far proven to be dramatically exaggerated.