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If the balance stays still, we clone and sell such a card. Amount of money on it depends on how much money did the owner spent. Amount of money on Pre-Paid and Beneficial Cards is dependent on the transfer that was made before we stole the card.
It may also happen via a skimmer attached to a third-party card reader, like those on pumps at the gas station or on ATMs. Phishing Phishing is a scam to get personal information — like Social Security numbers, account numbers or card numbers — from consumers.